Saturday Finances—12-Week Savings Challenge
Inspired by Bankrate's 52-week savings calendar
12 Weeks of Savings
Week #1: Eat more seasonal local veggies & fruits. Better yet, grow your own. Plant cherry tomatoes now for a steady supply all summer. What a great excuse to visit your local plant nursery!
Week #2: Create a weekly menu plan.
Week #3: Use leftovers!
- Pack in small containers for work lunches
- Bulk up the recipe & freeze the extra.
- Plan a weekly menu around using leftovers.
Week #4: Use the honey.com app for discount codes! This is a browser plug-in that automatically finds discount deals when shopping online. It is FREE.
Week #5: Cut your phone bill.
- Get rid of a landline.
- Call your carrier & ask how you can bring down your bill.
Week #6: Track your spending for 1 week. Write down every expenditure for one week. Add it up at the end of the week & evaluate discretionary spending.
Week #7: Travel off-season. Look for bargains on hotels & air fares. Take advantage of airline reward programs. We use Southwest Visa. Great program!
Week #8: Stop buying vino to drink at home. Limit yourself to a nice glass of wine when you go out to eat.
Week #9: Shop from the left side at the grocery store. Stores often place budget busters on the right side because that's the side that most shoppers use.
Week #10: Quit cable TV. Instead, invest in AppleTV ($149) and stream content from Netflix ($9/month) &/or Hulu ($8/month). Customize viewing with stand-alone subscriptions like HBO or Showtime which can be added to Apple TV.
Build a DVD library of favorites for late-night viewing. Heeere's Johnny!
Week #11: Use 1 credit card & pay it off every month.
Week #12: Shop for rental car deals when making travel plans. Rental car companies are competitive, and they offer new deals practically every week. Use the honey app (Week #4) to find very good deals on car rentals.
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